Investment Advice

posted by Mathew

Hi IIK friends,
I have got a loan amount of 7000kd from one of the kuwaiti bank . Please advice what should be the best investment plan in the current economic situation. Please suggest your valuable points.

Like 2   DisLike 3
Posted On 12/26/2016 10:23:12 AM by Hooooooo

Eat, drink & be merry

Posted On 12/26/2016 7:05:52 PM by Hiiiiii

You &*^&^%&^#[email protected],

You dont have any idea what to do with that money and you applied for the loan and got that money!

What a *&^*(%^#@#@ you are!!

Posted On 12/26/2016 11:01:31 PM by xxx

First of all its ridiculous to take a loan without an actual need or any financial commitment itself .
Anyhow u have done that blunder, now regarding investment option in india.
Now better stay away from investing in india as no one except God can predict the govt movement in coming days, as they are miserably failed in their demonetization move . Now total indian economy will be on stand still or sterile at least fr another 2 yrs.Its not wise to invest in gold or real estate in india in this situation. Even i dnt prefer sending my NRE money to indian banks , and i m keeping it here only .
Wait and watch the market in next 1 yr,then think about investing.

Posted On 12/26/2016 11:47:31 PM by Real Indian

Demonitization gained big success in India.
No need to panic for NRI.
No need to panic for correct tax payers.
No need to panic for show real value for real estate and holding properties in their name.
Panic to bribe kings.
Panic to tax evaders.
Panic to fake note smugglers
Panic to binami property holders.
Now world is going digital day by day. Let every transaction be thru Government's Central Monitor Computer servers. Let everything be transparent.
Corruption will decrease, Govt. will get correct tax and other income. This money will benefit in uplifting poor people and modernisation of infrastructure.
Jai Hind.

Posted On 12/27/2016 12:09:10 AM by EK EK

Kuwait banks are no longer asking for receipts?

Posted On 12/27/2016 1:03:57 AM by Dyna

I agree completely with xxx. I am also holding all my earnings here in Kuwait. Public lost the trust in Indian currency & and in Indian Banks. Indian Rupee value is at stake, so it could break the barrier of Rs.70 against Dollar.

Posted On 12/27/2016 1:10:56 AM by Rigid

@ Un Real Indian
Lives of millions of people remain impacted, Small businesses are reporting major loss, while people are skipping work to stand in queues in dim hopes of getting some cash.
He is asking an advise and bhaktus came looking out for a chance. :D

Posted On 12/27/2016 1:21:41 AM by KRG

@Real Indian... just wait, it wont be long before the current Govt will decide to tax NRIs and their deposits then you join the band of sensible people.

Now you are just being carried-away by dumb promises and faked future.

What happened to the "Swiss deposits"????

Posted On 12/27/2016 1:46:12 AM by Real Indian

I am ready to pay tax for NRI deposits, if the handlers are corruption-free. Laws and systems to be updated according to time. We were ruled by rajas in before 300 years, rules are being changed by people, the same people, irrespective of time gave verdict for new changes.
What privilege given for NRIs, compared to common people in India.
I support 3 percentage tax for NRIs who is sending more than 1000KD per month.
Accept the reality.

Posted On 12/27/2016 2:23:45 AM by xxx

@ real indian, "Demonitization gained big success in India" ??
can u prove it facts and figures ???
RBI itself told that 95% of money is already came back to banks. and the stupid bakths still on day dream

Posted On 12/27/2016 3:00:42 AM by AD

@Real Indian,

What digitization are you talking about? 1st let the govt build enough toilets for the people, in the so called developed Gujarat 42% people don't have toilets.

Demonetization is utter failure similar to what happened in USSR back 1991.,_1991

Posted On 12/27/2016 4:03:13 AM by Real Indian

Sky is the limit for criticism in Indian democracy.
Healthy practice of questioning are power of democracy.
"VESTED INTEREST" has short life.
Common man came to know what is paid media, and what is reality.
Have a nice day to all

Posted On 12/27/2016 4:25:57 AM by Scorpio

Not a good idea to invest in India for next 2 yrs Atleast. Things are extremely unstable.
Tax on NRE deposits are a reality. So too is long term capital gains, that means fixed deposits and mutual funds / stock mkt will be taxed.
@real Indian - govt promised Upto 2.5 lacs can be deposited in the account with no questions and on Dec 10 they banned cash deposits above 10,000 and then backtracked again in another 2 days.
It's not wise to invest in India , only send money for daily use.

Posted On 12/27/2016 4:45:43 AM by Dan

Dear friend,
As said it's not safe to send a huge amount to India right now.
My advice to keep the money here and put in burgan yawmi account or any other banks draw account.
you may win and get extra amount.

Posted On 12/27/2016 10:52:40 AM by Mom of two

I wonder why people are so loan crazy. If you don't need money, why you took loan?
Anyway, you must have written purpose for loan in your application, you need to spend in the same and submit the receipt.You can't skip this, I guess, now a days.
Investment already people gave their advice.

Posted On 12/27/2016 11:16:56 AM by Mom of twelve

You can invest in real estate in kuwait as that sector is about to open for expats in few days.

Posted On 12/27/2016 9:53:31 PM by Abdulrahman

@ Mathew,
I am suggesting Post Office investments.

If u invest 1.5Lacs in Post Office in P.O, u will get 3.25Lacs after death. Same way invest in the name of ur Father/Mother etc.. u will get good returns.

Are you prepared to get benefits?

Post reply for others benefit.

Posted On 12/28/2016 12:27:15 AM by To

i advise you if you can send money through trusted havala agents (Hundy) in Kuwait , you will receive the amount at your home with new currency (inr equal to howmuch KD you give here) and you are not required to go and spend your vacation in front of ATM Que

Posted On 12/28/2016 12:34:20 AM by Ali

Better repay the money in full back to the bank so that you don't have to pay interest. As everyone is suggesting here, no point of sending it to India. Economy is paralyzed due to demonetization & it takes minimum 3 years for the damage correction. Someone has fooled feku & he blindly believed them. What more you can expect from a person who don't know basics of economy.

Posted On 12/28/2016 3:18:28 AM by Advisor

@Mathew - You can deposit the loan amount in your NRE account and open a long term FD. You will get minimum 7% interest.
I prefer to take a loan and deposit in my bank for the following reasons.
1. A benefit of additional interest of 2% at least.
2. Loan amount is insured. In the unfortunate event of death, no need to pay back the loan by the family.
3. Your amount is protected against market fluctuations. If Indian currency gains against dollar, you also gain.
4. It creates a saving attitude. Since 40% of your income goes as EMI, you may not go for unwanted expenses such as Europe tour, new gadgets and so on.

Posted On 12/28/2016 5:30:36 AM by Scorpio

@advisor - on point 3; INR is on a free fall, it's gone from a stable 210 to 1 Kd to 220 in two years. Current loan interest rate is 5.5% and FD is 7%; real inflation is at 5% +.
Tax on NRE FD is almost a reality.

Posted On 12/28/2016 9:09:26 PM by Geetha

Taking loan from Kuwait and Investing in India as NRE FD is a good option or not?? anybody can explain??

Posted On 12/28/2016 11:52:28 PM by EK EK

Be an entrepreneur if you don't want to put it in FD...

How Indian Entrepreneurs Are Expected to Seize Post Demonetization Business Opportunities

Posted On 12/28/2016 11:56:45 PM by EK EK

@Scorpio please, can you explain why you think NRE deposit will be taxed?

As for India not being what way? is there going to be a civil war?

Posted On 12/29/2016 12:23:29 AM by EK EK

BTW, another one maybe on it's brace for it too..

Modi govt's next push against benami properties may settle down the real estate sector

Posted On 1/1/2017 11:12:24 PM by Police

I was just wondering where is Dr. Abdul Rahman. Investment in post office and return after death. He treated once Sonu for his motion and now Sonu died and he got his full investment in double. BTW sonu died of constipation

Posted On 1/5/2017 10:04:35 AM by Rahman

Dr.Abdul Rahman invested his full saving in post office and he is waiting for the wonderful day.

Posted On 1/12/2017 3:07:16 AM by Toyo Rose

The *Government* trying to catch *_Black Money_* ??????

Robbers trying to catch pickpockets .. But unfortunately innocents only affected in the whole drama.

Posted On 1/12/2017 1:15:28 PM by shyjith ok

I need to close my outstanging loan amount in Burgan and plan to taking a new loan from ABK.can any one help to close the loan i will give the benifits for you or give if any otther options are there

Posted On 1/17/2017 2:54:19 AM by Black Money

The real Black Money is in Kerala. The new Minister (M.M.Mani). He is black color. So the Black money is in Kerala

Posted On 1/17/2017 4:19:21 AM by Humanist

Arre Bhai

You took a loan or did you win one of those najma daily draw of 7000 kd in a bank. In any case .. all the best with investments. Do it smart and do it well.


Posted On 1/21/2017 11:27:21 PM by marw

lend to expatrieats on 10% for more details call 50693553

Posted On 1/21/2017 11:31:41 PM by Mumbai Wala

If you are intrested to be money lender than it most profitable business in Kuwait.

Posted On 1/22/2017 1:02:34 AM by ahmed sageer

HI, If you are interested in restaurant business, call me #66673500.

Posted On 1/23/2017 9:37:23 PM by Lina

India's history's biggest scam is demonetization. Public money in banks and at home given to corporate houses with commission and told public that we are making India corrupt free and digital. Don't invest in india now. Shoe licking bhakts must open their eyes as well.

Posted On 1/26/2017 4:45:57 AM by Idea

Please see the full videos to understand the subject Investment
Its in Simple Hindi Language.

Posted On 2/2/2017 1:26:55 AM by JOSE

Please contact me at 66323133 and I shall guide you regarding your investment plans.

Posted On 2/13/2017 3:59:56 PM by Koe

Mr Mathew do.You still need an advice to.invest the 7000 kd then reply me at the email id ..l could advice you with 100%success rate [email protected] ...

Posted On 2/14/2017 2:50:01 AM by Investment Advisor

Hi, i am a professional investment advisor working with a reputed investment company in Kuwait, i can offer you investment plans which can give you excellent returns.

contact me on 96032583

Posted On 2/16/2017 12:38:49 AM by White M

@Black Money
MM Mani was in hospital yesterday and got discharged today. He had food poison and got chest pain. As per newspaper reports.

Posted On 3/14/2017 5:01:00 AM by mohammedibrahim

financial services

We gives out both business and personal loans no collateral required. now term cash of all amounts I think you have come to the right place. We offer Cash at low interest rate of 2%. Interested people should please contact us on For immediateresponsapplication, process takes just 2/3 Days. contact us now
[email protected]

Posted On 3/20/2017 10:39:45 AM by nimmana lak

Can u do interest bussiness

Posted On 3/26/2017 1:20:29 AM by Nandi K. Lal

Network Marketing is the new wave of future business with no risk & minimal investment. If interested I can be reached at 965 97234816.

Posted On 4/5/2017 8:26:30 PM by John Mathew

Mr. Mathew,
Indian economy is getting more and more stronger due to stable government at centre and decisions like demonetization. Rupee is now trading at 2 year high value against dollar. My advice is to invest in
selected midcap company shares with a view of 40-60% annual return.Trident, Federal Bank, Ujjivan etc are few examples. Last one year midcaps have outperformed our indices viz Nifty n Sensex. Open a trading account with a broker and trade from abroad via mobile apps.

All the content posted under the 'IIK Forum' are made by the readers of, unless specified otherwise. is not responsible for the opinions of the readers and the content posted by the readers are not representative of the views and opinions of takes no responsibility for the views expressed in the discussion.
Posting complaints with name/address changed or anonymously not allowed. Those accounts will be banned.
No complaints may be posted while impersonating (acting as a different person).
For any complaints about any person, business establishment or an entity, you must leave your verifiable contactable address & phone number otherwise your post will be deleted. 
Forum does not allow you to post defamatory / malicious post against any person or an entity.
Topics of nature related to disrespectfully criticize, impersonate, include personal details of, make false/malicious claims about; or negatively affect any member,  person or entity will be removed We appreciate your help in keeping IIK Forum clean and a pleasant experience for our readers. Search the forum before you start a new discussion to avoid repeating debates.

Frequently read topics...

How to start a topic for discussion?
Its easy! Click here to post your topic.
You need to login, if you are not already logged into IIK. If you are not yet a member, you can register here.
How to read and reply an existing topic?
You can view an existing discussion by clicking on that topic title. When you are in a discussion, you can share you reviews and opinions by clicking on the REPLY button on that page.