the pancard club membership exclusively for pancard holders of india. you can invest any amount the more you invest insurance value go high and also utilization of the rooms value go high..if you are not using the rooms for your purpose the pancard club will rent it and add the value to your account. also you can bring anyone to invest under your name. so that you can gain more interest with that too...the minimum investment is rs.10,000 and above.. benefits for 36 months * relax holiday membership * 14% interest * free accidental death from new india assurance. * age limit 5 yrs to 60 yrs(age relaxation-60yrs70yrs) age relaxation fee rs.100 extra. * utilization of rooms, nights of shirdi,goa,malvan, pune club & affiliated clubs & hotels, resorts. if you invest for 75 months you will receive above benefits plus free mediclaim with delight holiday membership.